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Personal Injury Legal Information in Corvallis and Albany
When you are dealing with a serious injury caused by a car accident, bike accident or other accident that was not your fault, you have a right to obtain compensation for your medical expenses, the damages to your vehicle, lost wages and for your hardship.
It is helpful for people hurt in personal injury accidents to retain an experienced personal injury lawyer. Our law firm has the skills, knowledge and commitment to protect your interests and provide your car accident case with the attention it deserves.
We are the law office of Ringo, Stuber, Ensor & Hadlock, P.C. Call our firm today to schedule a free initial consultation at 541-368-7816 or 888-437-2950. You may also e-mail to schedule your appointment and case evaluation.
Below you will find general legal information about Oregon personal injury law. We encourage you to read this information.
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Learn how Ringo, Stuber, Ensor & Hadlock, P.C., can assist you in pursuing your personal injury or wrongful death claim by contacting the firm for a free initial consultation. Schedule your appointment with an experienced attorney by sending us an e-mail or by calling our Corvallis firm at: 541-368-7816 or 888-437-2950.
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Ringo, Stuber, Ensor & Hadlock, P.C. is an AV-rated* law firm. We can help you navigate through one of the most distressing times in your life by protecting your rights and supporting you every step of the way through a personal injury claim.
Send our law office an e-mail or call to schedule your free initial consultation today: 541-368-7816 or 888-437-2950.
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No-Fault Insurance
When a driver has been in an accident, no-fault auto insurance allows the driver to collect from his or her insurance company no matter who was at fault. Not every state has a no-fault insurance structure, but those that do have very specific laws governing when, how much and for how long the injured party may collect. Consult with an attorney from Ringo, Stuber, Ensor & Hadlock, P.C. in Corvallis, Oregon, to discuss how your state views fault and to determine how the laws may affect your right to recover damages for injuries.
How No-Fault Insurance Works
No-fault insurance is a system in which auto insurance pays benefits the insured driver in case of an accident. The insurance compensates the insured driver for monetary losses, no matter who was at fault. This is contrary to systems in which the at-fault driver’s insurance company must pay the bulk of the compensation after an investigation and determination of fault by the insurance companies or the courts.
The system is designed to streamline the process of payments to injured people and to lower the burden on the courts. Under the no-fault insurance system, it can be more difficult to sue an at-fault driver for damages; the insured typically must have been quite seriously injured in order to take such legal action. On the other hand, monetary recovery for the insured is more certain under no-fault insurance because the compensation is immediately available through the insurance policy of the injured party. No-fault insurance policies often have a cap on the compensation they will pay.
The no-fault insurance system prevents injured parties from receiving a windfall due to the accident, but it also ensures compensation no matter who caused the accident. In a no-fault state, the other driver will also receive compensation from his or her insurance company if that driver sustained certain economic losses. The specifics of no-fault insurance laws vary widely by state.
Personal Injury Protection (PIP)
If you have a no-fault insurance policy, it is probably called a personal injury protection (PIP) package. PIP insurance pays for the medical expenses of the insured driver and the passengers who were injured in an auto accident. PIP insurance typically covers things like medical bills, wage loss and funeral expenses, but not pain and suffering or vehicle damage. This varies by state and particular insurance policy. The PIP packages have limits on what they will pay.
Speak with an Attorney
How you handle the situation after a motor vehicle accident can make a significant difference in your monetary recovery. Dealing with insurance companies can be especially tricky. In addition, the no-fault and fault insurance systems vary widely by state. Speaking with an attorney from Ringo, Stuber, Ensor & Hadlock, P.C. in Corvallis, Oregon, will help to clear up the confusion these systems can cause.
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